Today more than ever, lenders and other service providers use your credit history to make decisions about whether to extend you new credit and services. Experts agree that checking your report regularly is the best way to ensure you get the credit you deserve.

• Instant online access to your credit report
• Record of companies that have reviewed your credit file
• Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
• Access to our friendly and knowledgeable Customer Care 7 days a week

Those In The Know Can Save Big.

Lenders, employers, car dealers, landlords - they all know your FICO® score, and so should you. FICO® is the same score that lenders use most to qualify you for credit, and it often determines the credit you receive - both the amount and the interest rate.

• Instant online access to your FICO® credit score and Equifax Credit ReportT
• An explanation of what your score means, comparison with national averages, and a graph of how lenders view you
• Interactive Score Simulator to show you how your actions may change your score
• Specific tips for understanding your score
• Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
• Access to our friendly and knowledgeable Customer Care 7 days a week

Get Better Rates. Make Smarter Decisions.

Get your entire credit history from all three credit reporting agencies.
Lenders can look at your credit report from any or all three major credit reporting agencies. Now you can get the full picture. Delivered in a single easy-to-read report, this consolidated credit report contains important credit information that can help you negotiate with lenders.

• Immediate online access to your user-friendly 3-in-1 Credit Report with real-time delivery of information
• Line-by-line comparison of information reported by each credit reporting company
• Details of credit cards and loans opened in your name
• Complete breakdown of your payment history
• Record of companies that have reviewed your credit file
• Online dispute feature to help you fix errors quickly and simply
• Access to our friendly and knowledgeable Customer Care seven days a week
• Powerful tools to help you better understand your credit information
• Access this snapshot of your 3-in-1 for 30 days (report does not update)