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EquifaxCreditReporting.com - Privacy Policy

EquifaxCreditReporting.com is an informational site that does not process transactions or collect personal information from you. The EquifaxCreditReporting.com Privacy Policy is designed to make you aware that your personal information is not collected on our site, but may be requested and collected on Equifax.com and is subject to the Privacy Policy and Terms of Use on that site at http://www.equifax.com.

What Information Do We Collect?
Most websites may collect two types of information: personal information, such as name and email address that you knowingly choose to disclose, is collected on an individual basis; and Web site use information is collected on an aggregate basis as you and others browse our Web site. EquifaxCreditReporting.com does not request, collect, or utilize any personal information. Certain personal information may be requested and accepted by Equifax.com and is subject to the terms and conditions provided at on that site at http://www.equifax.com  

1. Personal Information You Choose to Provide
Registration/Purchase Information

EquifaxCreditReporting.com does not request, collect, or utilize any registration or purchase information. Certain registration or purchase information may be requested and accepted by Equifax.com and is subject to the terms and conditions provided at http://www.equifax.com

2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and Web server logs to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site. We, our advertisers and ad serving companies may also use small pieces of code called "web beacons" or "clear gifs" to determine which advertisements and promotions users have seen and how users responded to them. 

How Do We Use the Information That You Provide to Us?
We use Web site Use Information to understand how our visitors interact with our web site so that we may continuously improve our web site usability. 

What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. 

How Do We Use Information We Collect from Cookies?
As you shop on Equifax.com, the site may use its cookies to differentiate you from other shoppers so your shopping cart is only available to you. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback in order to constantly improve our Web site and better serve our customers. Cookies do not allow us to gather any personal information about you. 

Sharing Information with Third Parties
As we do not collect any personal information about you such as your name, email address, etc, we do not share that information with third parties. EquifaxCreditReporting.com does not collect your personal information and, therefore, we do not share it with third parties. 

What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from our Web site nor the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site. Please remember that when you use a link to go from our Web site to another Web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other Web site, including Web sites which have a link on our Web site, is subject to that Web site's own rules and policies. Please read over those rules and policies before proceeding. 

Your Consent
By using our Web site you consent to the terms as described in this Privacy Policy. If we change our privacy policies and procedures, we will post those changes on our Web site to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.
 
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Certain limitations and exclusions apply. Insurance underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183. Nothing stated herein affects the terms, conditions and coverages of any insurance policy issued by St. Paul Travelers, nor does it imply that coverage does or does not exist for any particular claim or type of claim under any such policy.
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